Homeowners
Q&A: What is the difference between compensatory and punitive damages?
"Hi Roller! What damages am I entitled to? And what is the difference between compensatory damages and punitive damages?" Thanks for your quest...
Should I hire a lawyer or should I hire an adjuster (or both) to assess my homeowner’s property damage claim?
For the rare non-contentious case, when your insurer is “cooperating” on the payment of the full value of a claim, a public adjuster can certain...
What does a lawyer do in connection with a homeowner’s property claim?
In the event that an insurer disputes either: a) the scope of your claim, or b) the anticipated cost of repairs, an attorney provides significant le...
What does an insurance adjuster do?
A public adjuster assesses property damage, and attempts to negotiate with an insurance company to reach a settlement of an insurance claim. Some o...
What is an HO-3 insurance policy?
The HO-3, or "special form," policy is the most common type of homeowners insurance, namely because of its broad range of coverage and general affor...
What are the various type of homeowner residential insurance policies?
1. HO-1 — basic form A basic form homeowners policy will generally safeguard against 10 specific named perils: Fire or smoke Explosions ...
Why does the insurance company say that damage to my home was caused by wind-driven rain?
Many homeowners policies exclude “wind-driven” rain damage to the interior of a home or business unless an “opening” first occurs in the roof ...
Why do I have a $10,000 cap on my water claim? Does this mean I am capped at $10,000?
Citizens Property Insurance and other insurers are taking steps to try to limit the prospects of recovery in non-weather related water claims. Those i...
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My case was recently settled this holiday season with attorney Brian Roller. All I can is wow they are such an amazing and attentive firm. I had the pleasure of having Luz and Margaret as the assistants on the case and they were absolutely efficient. They were always available and answered all my questions in a timely manner. I received a more than great settlement and couldn’t be anymore thankful than to have had them represent me on my auto case. Would definitely use them again and million times after that if needed.