Should I purchase Uninsured or Underinsured Motorists’ (UM) coverage?

If you can afford to purchase UM coverage, you should. UM protects against an accident with an uninsured motorist, and even from an accident with an underinsured motorist. In fact, having UM coverage can be even better than the other guys’ bodily injury insurance.
Insofar as insurance goes, UM is a luxury afforded every Florida driver. Especially in South Florida, where drivers regularly travel with little or no bodily injury insurance coverage, we all risk injury at the hands of an uninsured motorist. By purchasing UM insurance, your own insurance company can “step in the shoes” of the other driver.
If you have any questions about whether you have, or should have, UM coverage, give us a call.
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