A public adjuster assesses property damage, and attempts to negotiate with an insurance company to reach a settlement of an insurance claim.

Some of the specific tasks performed by a public adjuster include:

• Assessing property damage and analyzing your claim
• Quantifying damages and the monetary value of your claim
• Preparing estimates of the damages and required repairs
• Helping the policyholder make the claim to the insurance company
• Presenting damage claims to the insurance company and negotiating with the insurance company on behalf of the policyholder

Public adjusters may be valuable to handle claims that are undisputed by the insurance company.  A public adjuster can be your advocate in determining the precise valuation of the damage and will help ensure that the damage is presentable for a recovery. A well prepared claim will improve your chance of obtaining a fair resolution of the claim.